Get an inexpensive advance loan immediately
Get fully up to 6 times your income that is monthly fixed repayments over 12 to 60 months
Effortlessly see outstanding re re payments via online banking
Instant disbursement and approval once you use via MyInfo
Singaporean or Singapore PR above 21 years of age with an income that is annual of least S$20,000
Foreigner above 21 yrs . old with a yearly earnings of at least S$45,000
Get right up to 6 times* your monthly earnings, with fixed repayments over 12 to 60 months.
*if your yearly earnings is S$120,000 and above
Borrow as much as 6 times your month-to-month earnings
Get a swelling sum as much as 6 times your month-to-month earnings in money.
Convenient payment options
Make repayments effortlessly making use of on the web or Cellphone Banking via funds transfer, through cheque deposit, or with money deposit device.
For yearly earnings
Approved loan amount
S$200 or 2% regarding the approved loan amount, whichever is greater
- Interest rate
(month-to-month rest price)В№ - Interest rate
(flat rate)В№ - Effective
Interest speed (EIR)ВІ - Month-to-month instalmentВі
| Repayment duration | Interest rate (month-to-month remainder price)В№ |
Interest rate (flat rate)В№ |
Effective Interest Rate (EIR)ВІ |
Monthly instalmentВі |
|---|---|---|---|---|
| 12 months | 10.08% per year | 5.54% per year | 13.92% per annum | S$880 |
| a couple of years | 5.42% per year | 12.11% per annum | S$462 | |
| 3 years | 5.43% per year | 11.47% per annum | S$323 | |
| 48 months | 5.48% per year | 11.15% per annum | S$254 | |
| 60 months | 5.54% per year | 10.96% per year | S$213 |
В№ Interest on loan quantity is determined according to a month-to-month sleep technique. Comparable flat rate of interest is calculated centered on a front-end add-on calculation technique and it is for guide purposes just.
ВІ Effective Interest Rate is comprehensive of a processing fee that is one-time.
Ві Instalment quantities are determined according to a hard and fast month-to-month instalment repayment choice as they are simplified for illustration purposes.
Approved loan amount
- Interest rate
(month-to-month rest price)В№ - Interest rate
(flat rate)В№ - Effective
Interest speed (EIR)ВІ - Month-to-month instalmentВі
| Repayment duration | Interest rate (month-to-month remainder price)В№ |
Interest rate (flat rate)В№ |
Effective Interest Rate (EIR)ВІ |
Monthly instalmentВі |
|---|---|---|---|---|
| 12 months | 22% per year | 12.31% per year | 26.39% per annum | S$422 |
| a couple of years | 12.25% per year | 24.37% per annum | S$234 | |
| three years | 12.50% per year | 23.67% per annum | S$172 | |
| 48 months | 12.81% per year | 23.31% per annum | S$142 | |
| 60 months | 13.14% per year | 23.10% per year | S$124 |
В№ Interest on loan quantity is determined predicated on a month-to-month sleep technique. Comparable flat rate of interest is determined predicated on a front-end add-on calculation technique and it is for guide purposes easy online payday loans in Texas just.
ВІ Effective Interest price is comprehensive of a processing fee that is one-time.
Ві Instalment quantities are calculated centered on a fixed monthly instalment repayment choice and tend to be simplified for example purposes.
Learn your month-to-month payment
Determine your month-to-month payment
This is how much you’ll want to spend
Your payment per month
Rate of interest per year
Effective Interest speed (EIR) per year
Eligibility needs
S$20,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
NRIC for Singaporeans and Singapore PRs
Passport and a legitimate pass (age.g. Employment Pass or Work Permit or Student Pass) for foreigners
Add any one of many documents that are following programs your domestic address
- Latest payslip that is computerised/electronicsalaried workers)
- Half-yearly statement that is CPFone year for self-employed and commission-based earners)
- Latest tax statement (24 months for self-employed and earners that are commission-based
Early partial/full payment charge
3% of add up to be paid back
(S$1,000 repayment that is minimum
1 thirty days desire for lieu will undoubtedly be charged if redemption is performed straight away
3% of outstanding loan quantity
Conditions and terms
Crucial notices
Remember that due to rounding, the instalment that is final is going to be somewhat distinct from one other instalments.
Credit Bureau Singapore
Please keep in mind that more time to examine the application as Credit Bureau Singapore are going to be data that are synchronising 12am to 8am daily.
MyInfo
MyInfo should be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday as a result of maintenance that is scheduled.
System Maintenance
Please keep in mind that the product or service may never be availed for you immediately during system upkeep hours between 9.30pm to 6am.
On The Web Application
- You’re going to be necessary to submit information via CPF login, therefore please make certain you get SingPass username and password prepared.
- Please make sure you have printer to you because you will have to printing and deliver the finished types to us.